Lending you a helping hand
through tough times

 

Sapphire Lending is a Shariah compliant microloans company.

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COST CALCULATOR WITH INITIAL VALUE - PLEASE NOTE LOANS OF BETWEEN R1000 AND R5000 ARE CONSIDERED, UP TO 6 MONTHS.

How much do you need?

When is your next payday?

Profit Share:
Fees:
Total Repayment:
By submitting your information you give Sapphire Lending consent to perform a credit check with a credit bureau.

Enter your South African ID Number


Please note that these are only approximate figures. All rates are calculated on a daily basis as stipulated by the National Credit Regulator. Please request a quote from us to determine the actual repayment amount and installment(s) should you wish to apply for a loan.
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How Sapphire Lending Works?

Choose your loan details that suits you.

Decide on your loan details, including the amount and period. Fill in the loan application.

Send All Supporting Documents.

ID, Proof of Residence, Three Month bank statements and Proof of Employment is needed for your application to be considered.

Get Approved.

We perform a credit check and verify all documents. Once the criteria is met, your loan may get approved, depending on the evaluation criteria.

 

Receive your funds.

Once we have assesses and approved your application, you will receive a loan agreement to complete and sign. Once this has been done, one of our team will get in touch with you and you will receive your funds, which will be paid in terms of the agreed tranche/s.

 

Why choose us?


Sapphire Lending offers loans in compliance with Shariah and Islamic finance. This is what makes Sapphire Lending unique in terms of the compliance with Shariah, including equitable finance. Each applicant will be evaluated accordingly to see if the details meet our lending criteria.


  • Shariah and Islamic compliant finance


  • Automated and online applications


  • Fair and equitable profit share repayment terms


  • Quick and efficient application evaluation


  • Various repayment options

 

Testimonials


It is amazing to see a Shariah compliant microlending loan company!

 Mr S

Finally...an Islamic lending company which caters to our needs, in an automated and efficient manner. 

 Mrs S
 

Frequently asked questions


Should all of the information be supplied in the correct format, our team endeavors to respond within 1-7 working days.
At this stage, Sapphire Lending only does commercial lending to registered South African individuals. The documentation that would be required would be as follows, amongst others: 1. Valid ID document 2. Proof of address 3. Three months bank statements including proof of income 4. Confirmation of bank account 5. Confirmation and consent to perform various credit checks and store/ process certain personal information.  
Yes, the finance is done on a Shariah basis, where the asset will be purchased by Sapphire Lending and effectively resold on a cost plus basis to the applicant over a specific period with fixed repayments.  
Only personal loans are currently offered, with values between R1000 to R5000 per loan, up to a 6 month period. 

Our Brands


Our related entity, Sapphire Global, offers a broad range of insurance and investment financial services.

Get in touch with us.


Please do not hesitate to contact us if you have any questions you would like us to assist you with and we will get back at you as soon as possible.

We at Sapphire Lending take pride in ensuring that we provide the best service possible.

Email

info@sapphirelending.co.za

Phone

+27 41 585 2205

Address

66 Ring Road, Fairview Office Park
Greenacres
Gqeberha, Eastern Cape
South Africa